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Credit Card Offer

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Earn Points on Everyday Purchases

Earn Points on Everyday Purchases

Use your Sears Mastercard® and watch your Shop Your Way® points add up see how it works

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Redeem Your Points and Pay Less at Sears & Kmart

Home Appliances

5% off ON SELECT HOME APPLIANCES (A) ITEMS over $399* OR NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD:

-12 months** on select Home Appliance items (A) over $399* - $1,398.99*  

-24 months** on select Home Appliance items (A) over $1,399*

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.  Offer requires the use of a qualified Sears card.

 

Offer valid November 26th through December 25th, 2017.

(A) Offer available on items Sold by Sears only. In-store offers may vary. Offer requires the use of a qualified Sears card and is subject to credit approval. Number of months deferred is based on purchase price. Must select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing. Minimum item purchase requirement is less coupons, discounts and reward certificates, and does not include tax, installation, delivery, shipping or fees, and must be made in a single transaction May not be combined with other promotional offers. Offer valid for consumer accounts in good standing and is subject to change without notice. Excludes Sears Commercial One accounts and purchases from Sears Hometown Stores, Sears Appliance Showroom stores, Sears Appliance Showrooms and Sears Outlet Stores. Sears Home Improvement AccountSM applies on installed merchandise only. Excludes Clearance and Everyday Great Price items. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required. Items sold by Sears only. No interest if paid in full within 12 months on purchases with item(s) of $399 - $1398.99; No interest if paid in full within 24 months on purchases with item(s) of $1399 and above.

** IMPORTANT SPECIAL FINANCING/DEFERRED INTEREST DETAILS (when offered):

No interest if paid in full within the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full with in the promotional period.

With credit approval, for qualifying purchases made on a Sears card.  Sears Commercial One® accounts excluded.  Sears Home Improvement AccountsSM valid on installed sales only.  Sears cards:  As of 11/6/2017, APR for purchases:  Variable 8.24%-26.24% or non-variable 5.00%-26.49%.  Minimum interest charge:  up to $2.  See card agreement for details, including the APRs and fees applicable to you.  Offer valid for consumer accounts in good standing; is subject to change without notice; see store for details.  May not be combined with any other promotional offer.

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Auto

5% off ON SELECT AUTOMOTIVE (o) ITEMS over $399* OR NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD:

-12 months** on select Home Appliance items (O) over $399* - $1,398.99*  

-24 months** on select Home Appliance items (O) over $1,399*

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.  Offer requires the use of a qualified Sears card.

 

Offer valid November 26th through December 25th, 2017.

(O) Offer available on items Sold by Sears only. In-store offers may vary. Offer requires the use of a qualified Sears card and is subject to credit approval. Number of months deferred is based on purchase price. Must select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing. Minimum item purchase requirement is less coupons, discounts and reward certificates, and does not include tax, installation, delivery, shipping or fees, and must be made in a single transaction May not be combined with other promotional offers. Offer valid for consumer accounts in good standing and is subject to change without notice. Excludes Sears Commercial One accounts and purchases from Sears Hometown Stores, Sears Appliance Showroom stores, Sears Appliance Showrooms and Sears Outlet Stores. Sears Home Improvement AccountSM applies on installed merchandise only. Excludes Clearance and Everyday Great Price items. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required. Items sold by Sears only. No interest if paid in full within 12 months on purchases with item(s) of $399 - $1398.99; No interest if paid in full within 24 months on purchases with item(s) of $1399 and above.

** IMPORTANT SPECIAL FINANCING/DEFERRED INTEREST DETAILS (when offered):

No interest if paid in full within the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full with in the promotional period.

With credit approval, for qualifying purchases made on a Sears card.  Sears Commercial One® accounts excluded.  Sears Home Improvement AccountsSM valid on installed sales only.  Sears cards:  As of 11/6/2017, APR for purchases:  Variable 8.24%-26.24% or non-variable 5.00%-26.49%.  Minimum interest charge:  up to $2.  See card agreement for details, including the APRs and fees applicable to you.  Offer valid for consumer accounts in good standing; is subject to change without notice; see store for details.  May not be combined with any other promotional offer.

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Fitness

5% off ON SELECT SPORTING GOODS/FITNESS EQUIPMENT (K) ITEMS over $399* OR NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD:

-12 months** on select Home Appliance items (K) over $399* - $1,398.99*   

-24 months** on select Home Appliance items (K) over $1,399*

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.  Offer requires the use of a qualified Sears card.

 

Offer valid November 26th through December 25th, 2017.

(K) Offer available on items Sold by Sears only. In-store offers may vary. Offer requires the use of a qualified Sears card and is subject to credit approval. Number of months deferred is based on purchase price. Must select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing. Minimum item purchase requirement is less coupons, discounts and reward certificates, and does not include tax, installation, delivery, shipping or fees, and must be made in a single transaction May not be combined with other promotional offers. Offer valid for consumer accounts in good standing and is subject to change without notice. Excludes Sears Commercial One accounts and purchases from Sears Hometown Stores, Sears Appliance Showroom stores, Sears Appliance Showrooms and Sears Outlet Stores. Sears Home Improvement AccountSM applies on installed merchandise only. Excludes Clearance and Everyday Great Price items. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required. Items sold by Sears only. No interest if paid in full within 12 months on purchases with item(s) of $399 - $1398.99; No interest if paid in full within 24 months on purchases with item(s) of $1399 and above.

** IMPORTANT SPECIAL FINANCING/DEFERRED INTEREST DETAILS (when offered):

No interest if paid in full within the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full with in the promotional period.

With credit approval, for qualifying purchases made on a Sears card.  Sears Commercial One® accounts excluded.  Sears Home Improvement AccountsSM valid on installed sales only.  Sears cards:  As of 11/6/2017, APR for purchases:  Variable 8.24%-26.24% or non-variable 5.00%-26.49%.  Minimum interest charge:  up to $2.  See card agreement for details, including the APRs and fees applicable to you.  Offer valid for consumer accounts in good standing; is subject to change without notice; see store for details.  May not be combined with any other promotional offer.

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Lawn & Garden

5% off ON SELECT LAWN & GARDEN (E) ITEMS over $399* OR NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD:

-12 months** on select Home Appliance items (E) over $399* - $1,398.99*   

-24 months** on select Home Appliance items (E) over $1,399*

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.  Offer requires the use of a qualified Sears card.

 

Offer valid November 26th through December 25th, 2017.

(E) Offer available on items Sold by Sears only. In-store offers may vary. Offer requires the use of a qualified Sears card and is subject to credit approval. Number of months deferred is based on purchase price. Must select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing. Minimum item purchase requirement is less coupons, discounts and reward certificates, and does not include tax, installation, delivery, shipping or fees, and must be made in a single transaction May not be combined with other promotional offers. Offer valid for consumer accounts in good standing and is subject to change without notice. Excludes Sears Commercial One accounts and purchases from Sears Hometown Stores, Sears Appliance Showroom stores, Sears Appliance Showrooms and Sears Outlet Stores. Sears Home Improvement AccountSM applies on installed merchandise only. Excludes Clearance and Everyday Great Price items. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required. Items sold by Sears only. No interest if paid in full within 12 months on purchases with item(s) of $399 - $1398.99; No interest if paid in full within 24 months on purchases with item(s) of $1399 and above.

** IMPORTANT SPECIAL FINANCING/DEFERRED INTEREST DETAILS (when offered):

No interest if paid in full within the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full with in the promotional period.

With credit approval, for qualifying purchases made on a Sears card.  Sears Commercial One® accounts excluded.  Sears Home Improvement AccountsSM valid on installed sales only.  Sears cards:  As of 11/6/2017, APR for purchases:  Variable 8.24%-26.24% or non-variable 5.00%-26.49%.  Minimum interest charge:  up to $2.  See card agreement for details, including the APRs and fees applicable to you.  Offer valid for consumer accounts in good standing; is subject to change without notice; see store for details.  May not be combined with any other promotional offer.

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Tools

5% off ON SELECT TOOLS (G) ITEMS over $399* OR NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD:

-12 months** on select Home Appliance items (G) over $399* - $1,398.99*  

-24 months** on select Home Appliance items (G) over $1,399*

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.  Offer requires the use of a qualified Sears card.

 

Offer valid November 26th through December 25th, 2017.

(G) Offer available on items Sold by Sears only. In-store offers may vary. Offer requires the use of a qualified Sears card and is subject to credit approval. Number of months deferred is based on purchase price. Must select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing. Minimum item purchase requirement is less coupons, discounts and reward certificates, and does not include tax, installation, delivery, shipping or fees, and must be made in a single transaction May not be combined with other promotional offers. Offer valid for consumer accounts in good standing and is subject to change without notice. Excludes Sears Commercial One accounts and purchases from Sears Hometown Stores, Sears Appliance Showroom stores, Sears Appliance Showrooms and Sears Outlet Stores. Sears Home Improvement AccountSM applies on installed merchandise only. Excludes Clearance and Everyday Great Price items. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required. Items sold by Sears only. No interest if paid in full within 12 months on purchases with item(s) of $399 - $1398.99; No interest if paid in full within 24 months on purchases with item(s) of $1399 and above.

** IMPORTANT SPECIAL FINANCING/DEFERRED INTEREST DETAILS (when offered):

No interest if paid in full within the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full with in the promotional period.

With credit approval, for qualifying purchases made on a Sears card.  Sears Commercial One® accounts excluded.  Sears Home Improvement AccountsSM valid on installed sales only.  Sears cards:  As of 11/6/2017, APR for purchases:  Variable 8.24%-26.24% or non-variable 5.00%-26.49%.  Minimum interest charge:  up to $2.  See card agreement for details, including the APRs and fees applicable to you.  Offer valid for consumer accounts in good standing; is subject to change without notice; see store for details.  May not be combined with any other promotional offer.

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Outdoor Living/ Seasonal

5% off ON SELECT OUTDOOR LIVING/SEASONAL (I) ITEMS over $399* OR NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD:

-12 months** on select Home Appliance items (I) over $399* - $1,398.99*    

-24 months** on select Home Appliance items (I) over $1,399*

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.  Offer requires the use of a qualified Sears card.

 

Offer valid November 26th through December 25th, 2017.

(I) Offer available on items Sold by Sears only. In-store offers may vary. Offer requires the use of a qualified Sears card and is subject to credit approval. Number of months deferred is based on purchase price. Must select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing. Minimum item purchase requirement is less coupons, discounts and reward certificates, and does not include tax, installation, delivery, shipping or fees, and must be made in a single transaction May not be combined with other promotional offers. Offer valid for consumer accounts in good standing and is subject to change without notice. Excludes Sears Commercial One accounts and purchases from Sears Hometown Stores, Sears Appliance Showroom stores, Sears Appliance Showrooms and Sears Outlet Stores. Sears Home Improvement AccountSM applies on installed merchandise only. Excludes Clearance and Everyday Great Price items. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required. Items sold by Sears only. No interest if paid in full within 12 months on purchases with item(s) of $399 - $1398.99; No interest if paid in full within 24 months on purchases with item(s) of $1399 and above.

** IMPORTANT SPECIAL FINANCING/DEFERRED INTEREST DETAILS (when offered):

No interest if paid in full within the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full with in the promotional period.

With credit approval, for qualifying purchases made on a Sears card.  Sears Commercial One® accounts excluded.  Sears Home Improvement AccountsSM valid on installed sales only.  Sears cards:  As of 11/6/2017, APR for purchases:  Variable 8.24%-26.24% or non-variable 5.00%-26.49%.  Minimum interest charge:  up to $2.  See card agreement for details, including the APRs and fees applicable to you.  Offer valid for consumer accounts in good standing; is subject to change without notice; see store for details.  May not be combined with any other promotional offer.

see details

Sporting Goods/ Fitness

5% off ON SELECT SPORTING GOODS/FITNESS EQUIPMENT (K) ITEMS over $399* OR NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD:

-12 months** on select Home Appliance items (K) over $399* - $1,398.99*   

-24 months** on select Home Appliance items (K) over $1,399*

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.  Offer requires the use of a qualified Sears card.

 

Offer valid November 26th through December 25th, 2017.

(K) Offer available on items Sold by Sears only. In-store offers may vary. Offer requires the use of a qualified Sears card and is subject to credit approval. Number of months deferred is based on purchase price. Must select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing. Minimum item purchase requirement is less coupons, discounts and reward certificates, and does not include tax, installation, delivery, shipping or fees, and must be made in a single transaction May not be combined with other promotional offers. Offer valid for consumer accounts in good standing and is subject to change without notice. Excludes Sears Commercial One accounts and purchases from Sears Hometown Stores, Sears Appliance Showroom stores, Sears Appliance Showrooms and Sears Outlet Stores. Sears Home Improvement AccountSM applies on installed merchandise only. Excludes Clearance and Everyday Great Price items. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required. Items sold by Sears only. No interest if paid in full within 12 months on purchases with item(s) of $399 - $1398.99; No interest if paid in full within 24 months on purchases with item(s) of $1399 and above.

** IMPORTANT SPECIAL FINANCING/DEFERRED INTEREST DETAILS (when offered):

No interest if paid in full within the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full with in the promotional period.

With credit approval, for qualifying purchases made on a Sears card.  Sears Commercial One® accounts excluded.  Sears Home Improvement AccountsSM valid on installed sales only.  Sears cards:  As of 11/6/2017, APR for purchases:  Variable 8.24%-26.24% or non-variable 5.00%-26.49%.  Minimum interest charge:  up to $2.  See card agreement for details, including the APRs and fees applicable to you.  Offer valid for consumer accounts in good standing; is subject to change without notice; see store for details.  May not be combined with any other promotional offer.

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Fine Jewelry

5% off ON SELECT fine jewelry (m) ITEMS over $399* OR NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD:

-12 months** on select Home Appliance items (M) over $399* - $1,398.99* 

-24 months** on select Home Appliance items (M) over $1,399*

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.  Offer requires the use of a qualified Sears card.

 

Offer valid November 26th through December 25th, 2017.

(M) Offer available on items Sold by Sears only. In-store offers may vary. Offer requires the use of a qualified Sears card and is subject to credit approval. Number of months deferred is based on purchase price. Must select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing. Minimum item purchase requirement is less coupons, discounts and reward certificates, and does not include tax, installation, delivery, shipping or fees, and must be made in a single transaction May not be combined with other promotional offers. Offer valid for consumer accounts in good standing and is subject to change without notice. Excludes Sears Commercial One accounts and purchases from Sears Hometown Stores, Sears Appliance Showroom stores, Sears Appliance Showrooms and Sears Outlet Stores. Sears Home Improvement AccountSM applies on installed merchandise only. Excludes Clearance and Everyday Great Price items. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required. Items sold by Sears only. No interest if paid in full within 12 months on purchases with item(s) of $399 - $1398.99; No interest if paid in full within 24 months on purchases with item(s) of $1399 and above.

** IMPORTANT SPECIAL FINANCING/DEFERRED INTEREST DETAILS (when offered):

No interest if paid in full within the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full with in the promotional period.

With credit approval, for qualifying purchases made on a Sears card.  Sears Commercial One® accounts excluded.  Sears Home Improvement AccountsSM valid on installed sales only.  Sears cards:  As of 11/6/2017, APR for purchases:  Variable 8.24%-26.24% or non-variable 5.00%-26.49%.  Minimum interest charge:  up to $2.  See card agreement for details, including the APRs and fees applicable to you.  Offer valid for consumer accounts in good standing; is subject to change without notice; see store for details.  May not be combined with any other promotional offer.

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Mattresses

5% off ON SELECT MATRESSES/FOUNDATIONS (S) ITEMS over $399* OR NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD:

-12 months** on select Home Appliance items (S) over $399* - $1,398.99*   

-24 months** on select Home Appliance items (S) over $1,399*

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.  Offer requires the use of a qualified Sears card.

 

Offer valid November 29th through December 25th, 2017.

(S) Offer available on items Sold by Sears only. In-store offers may vary. Offer requires the use of a qualified Sears card and is subject to credit approval. Number of months deferred is based on purchase price. Must select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing. Minimum item purchase requirement is less coupons, discounts and reward certificates, and does not include tax, installation, delivery, shipping or fees, and must be made in a single transaction May not be combined with other promotional offers. Offer valid for consumer accounts in good standing and is subject to change without notice. Excludes Sears Commercial One accounts and purchases from Sears Hometown Stores, Sears Appliance Showroom stores, Sears Appliance Showrooms and Sears Outlet Stores. Sears Home Improvement AccountSM applies on installed merchandise only. Excludes Clearance and Everyday Great Price items. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required. Items sold by Sears only. No interest if paid in full within 12 months on purchases with item(s) of $399 - $1398.99; No interest if paid in full within 24 months on purchases with item(s) of $1399 and above.

** IMPORTANT SPECIAL FINANCING/DEFERRED INTEREST DETAILS (when offered):

No interest if paid in full within the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full with in the promotional period.

With credit approval, for qualifying purchases made on a Sears card.  Sears Commercial One® accounts excluded.  Sears Home Improvement AccountsSM valid on installed sales only.  Sears cards:  As of 11/6/2017, APR for purchases:  Variable 8.24%-26.24% or non-variable 5.00%-26.49%.  Minimum interest charge:  up to $2.  See card agreement for details, including the APRs and fees applicable to you.  Offer valid for consumer accounts in good standing; is subject to change without notice; see store for details.  May not be combined with any other promotional offer.

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Furniture

5% off ON SELECT FURNITURE (Q) ITEMS over $399* OR NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD:

-12 months** on select Home Appliance items (Q) over $399* - $1,398.99*  

-24 months** on select Home Appliance items (Q) over $1,399*

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.  Offer requires the use of a qualified Sears card.

 

Offer valid November 26th through December 25th, 2017.

(Q) Offer available on items Sold by Sears only. In-store offers may vary. Offer requires the use of a qualified Sears card and is subject to credit approval. Number of months deferred is based on purchase price. Must select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing. Minimum item purchase requirement is less coupons, discounts and reward certificates, and does not include tax, installation, delivery, shipping or fees, and must be made in a single transaction May not be combined with other promotional offers. Offer valid for consumer accounts in good standing and is subject to change without notice. Excludes Sears Commercial One accounts and purchases from Sears Hometown Stores, Sears Appliance Showroom stores, Sears Appliance Showrooms and Sears Outlet Stores. Sears Home Improvement AccountSM applies on installed merchandise only. Excludes Clearance and Everyday Great Price items. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required. Items sold by Sears only. No interest if paid in full within 12 months on purchases with item(s) of $399 - $1398.99; No interest if paid in full within 24 months on purchases with item(s) of $1399 and above.

** IMPORTANT SPECIAL FINANCING/DEFERRED INTEREST DETAILS (when offered):

No interest if paid in full within the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full with in the promotional period.

With credit approval, for qualifying purchases made on a Sears card.  Sears Commercial One® accounts excluded.  Sears Home Improvement AccountsSM valid on installed sales only.  Sears cards:  As of 11/6/2017, APR for purchases:  Variable 8.24%-26.24% or non-variable 5.00%-26.49%.  Minimum interest charge:  up to $2.  See card agreement for details, including the APRs and fees applicable to you.  Offer valid for consumer accounts in good standing; is subject to change without notice; see store for details.  May not be combined with any other promotional offer.

see details